Establishing Your Right to Coverage on First-Party and Third-Party Claims
Especially when your business finds itself obliged to defend claims of negligence, misconduct or misrepresentation, you need to depend on your liability insurance to cover the costs of legal defense, settling the claims, or paying any damages that the company might be ordered to pay. Contact the civil litigation attorneys of Grumer & Macaluso, P.A., for reliable advice about the availability of insurance for your situation and the best ways to get the most out of any available coverage.
Based in Fort Lauderdale, our law firm advises small businesses, major corporations and other institutional clients about insurance coverage issues related to complex civil litigation throughout Florida. We handle first-party claims, where our client needs to recover on a casualty loss under its own insurance, and third-party claims, where our client needs its liability insurer to acknowledge coverage of an adverse claim and assume responsibility for investigating, defending and resolving it through settlement or trial.
In many of the cases we handle, insurance coverage issues emerge early and disputes arise as to the insurer's responsibility to cover a loss claim or accept the defense of a third-party claim. In a complex civil case that combines contract claims with allegations of fraud, negligence or nondisclosure, some of the claims will be covered by liability insurance and others will not. Our ability to maximize the value of available insurance coverage on claims or counterclaims presented against your business can make a significant difference in your litigation strategy and your result.
Florida Insurance Coverage Litigation Attorneys: Call 888-587-5549
Examples of the kinds of coverage issues and insurance coverage disputes we handle include:
- Casualty losses from hurricane damage or business interruption to employee theft or embezzlement
- Negligence claims against businesses and commercial property owners
- Liability claims against employers for the misconduct of their employees, from fraud or abuse of confidential information to assault or other crimes
- Claims related to negligent nondisclosure or misrepresentation related to commercial lending relationships or the sale of businesses or business assets
- Denial of claims tendered for coverage under comprehensive general liability (CGL) or errors and omissions (E&O) insurance
- Claims against individual executives or investors that may be covered under directors and officers liability (D&O) insurance
For additional information about the ways our lawyers integrate an understanding of insurance coverage and settlement practices into our business litigation strategies, contact Grumer & Macaluso, P.A., in Fort Lauderdale.
